Talking about wedding insurance can be as difficult as chatting about a prenup! You wouldn't imagine going to a concert or some other large public gathering with out being confident that the organizers have insurance, but how different is a wedding? Not much, except for the face that at least half the guests know you. Even when people know you and love you, things do happen from a slip an fall to drinking and driving. And your cousin's date may not think twice about legal action. And who would be responsible? Usually the bride and groom. This is because the venue typically will be held harmless for issues like this and so will the caterer. Legal action because of wedding accidents happens and it's very simple to protect yourself, you can get 1 million dollars of insurance for usually between $150-200. I recommend LMC Insurance (www.coverevents.com) or Wed Safe (www.wedsafe.com) to start to get a quote.
Be safe!
Anthony
Be safe!
Anthony